Retirement Income Planning

Just say “NO” to an IRA, TSA, 403b, 401k, 457, SEP– (and Roth)

Don’t be a victim of the TAX DEFERRED traps.

What if everything you ever learned about retirement planning was just WRONG?

How much do you want your monthly income to drop
after you retire?

feeding tax dollars to Uncle Sam....Cut your income tax obligation....Have more money for retirement...

Set yourself up for life

Create a Financial Safety Net - without being trapped

• Whether you are 25 or 75, this financial income planning information will apply to you…
           ...year after year we work at our jobs and put away money in various retirement vehicles – ( IRA, 401k, 403b, TSA, etc.) but the statistics are showing us that after you retire, your money may last only 10 years before it runs out.  You could be broke before you die.  If you own a home, you may have to sell the home just to survive.
   

What most people think is the “best” way to save just isn’t.  The IRS and Congress approved over 25 years ago, a Retirement Savings program popularly referred to as a “Private Plan” which is not any of the standard government deferred plans. Time Magazine recently came with an expose of the fallacy in the retirement accounts...and endorses insurance as a viable alternative....a certain type of insurance...not an annuity, but something else... Read on...

• The Roth IRA is one answer, however it is limited and restrictive, and does not allow the volume of growth and potential as the "Private Plan"
   

• Taxes will increase and standard retirement plans are taxable making it very important to change our approach for our Retirement Income Planning -

• Those who are worried about College Funding for their kids, we have answers for you, too.
  
  See statement by Alan Greenspan below:
   

Fortune Magazine, October 1, 2007

Alan Greenspan

“We have a dysfunctional political system in the sense that there are very serious fiscal problems out there, most importantly, Medicare.  As best I can judge when the baby boom (generation) retires, we are going to have to either raise taxes very sharply or cut benefits by half.  No politician wants to confront this.  And this is a very sad event because what’s at stake here is the fiscal stability of the American Government.”

Wealth Fades Quickly for many Retirees

Looking back after 10 years / current ages 61 - 71:

• Total wealth grew 85% from $235,514 to $435,000.

• 50% saw their wealth increase 50% or more

But during those 10 years:

• 9% lost 100% of their wealth

• 21% lost 50 - 100%

• 4% lost 25 - 50%
   

• Health was a major factor in retaining wealth

• Of the 34% who lost their wealth,
  36% had ben hospitalized
  40% had spent time in a Nursing Home

Brett A. Anderson - "Last Chance Retirement"

Here it is

Think about this – when you retire, who do you want to benefit the most…you or the IRS?  ….

This isn't selling - If I can't make you money, I'm not interested.  Give me the opportunity to look at your portfolio and I will show you... I will not charge for the analysis

Lee Zebold, BSc, LX Accurate Credit / Financial Mortgage Loan Originator (213) 977-0880 lzebold@sbcglobal.net

Free Information that can save you many thousands in taxes, and create retirement funds for the rest of your life which could include funding for your kids college years. Retirement Planning utilizing safe and secure vehicles that will make you more money and provide peace of mind Contact me

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