Eliminate Credit Card Debt
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Eliminate Credit Card Debt

Eliminate Credit Card Debt

Eliminate Credit Card Debt

It's real and thousands of people just like you have taken back their lives and eliminate credit card debt totally. The process is legal and ethical and within the structure of existing law.

Last year there were over 1.3 million bankruptcies, the majority caused by unmanageable credit card debt.  

What these credit card debt holders didn't realize is that when banks approved their credit card and established their credit limit -- the banks used the applicant's name and signature to create the money to fund the card.   The person is actually the guarantor for that money.  So, in essence, it was the applicant's own money!  You created the money with your signature. 

The basis to eliminate credit card debt lies in the fact that the bank never actually loaned you anything.  They don't tell you this, but in their bookeeping, 2 entries are made.  It's called double entry bookeeping which is the basic accounting system used for many years.  There is an entry in the positive or asset side, and a matching entry in the negative or liability side.  Suppose you "borrow" $25,000 for a room addition to your house.  The asset side they enter $25,000 of new money into their Asset Account, and on the liability side, they put YOU, the creditor to whom they owe back that money.  Therefore there is a balanced entry.  They never had the money to loan to begin with.  You created it. 

Usury Law states that no interest can be charged for a loan that never existed. The credit card companies never gave you a loan. Interested to eliminate credit card debt? - If you think they did make the loan, ask yourself this question.... Did your credit card company ever send you money for the amount of your credit card limit along with your credit card when you first got it? 

Contract Law states that when you sign an agreement or contract, you must be given full disclosure of what is about to happen, yet the credit card company or bank never told you how they were going to fund your credit card, did they? Since the bank or credit card company never told you any of this, the contract is null and void because you were mislead. Full disclosure is one of the requirements in a Contract.  You assumed that they were loaning you the money when in fact that is not true. It was in essence you, yourself, who gave yourself that loan. The bank only acts as a vehicle to make that happen for you.  So there really is no credit card debt to eliminate, but you must go through the process.

The truth is your strength and we show you how to use it to your advantage in correcting this. You have legal techniques available to eliminate credit card debt.

   

Debt Invalidation

Are you one of the 70% of Americans that is drowning in credit card or other unsecured debt that you wish you could find a relief from?

Is a low credit rating costing you thousands of additional dollars in interest and insurance rates?  BOOST YOUR CREDIT SCORE so you can enjoy lower interest rates, less hassles purchasing a home or auto and secure lower credit card and other loan rates!
 

  • Are you behind on payments?
  • Have you had property repossessed?
  • Are 3rd party debt collectors harassing you?
  • Do you have Student Loans weighing you down?
  • Are you being garnished due to a
    debt(s)?
  • Do you have judgments? Old or pending
  • Have you filed for Bankruptcy?
  • Are there Negative items on your credit report that should not be there?

You can be helped whether you are current or late
with your payments.
(even if you are in trouble, and going to court, we can stop it)

The process used for removing negatives from you Credit Reports and restoring your good credit rating, plus invalidating your unsecured debt works because it is coordinated with federal agencies that are there to insure that lenders and debt collectors follow the Fair Debt Collection Practices Act, the Fair Credit Reporting Act and the Truth in Lending Act.  Most creditors and debt collectors are Out of Compliance with numerous Federal laws which is why the process works so successfully.

The Process can Stop Lawsuits, Void Judgments, Remove Liens, Restores Property and Money Taken, award Damages to you and, of course, Restore you Good Credit.

It does not involve consumer counseling, debt consolidation, a loan or any of those programs out there that usually end up getting you deeper into debt.  The process used restores your credit and gets your unsecured debt invalidated.

The process works successfully because it is carried out as a class action through Federal Agencies whose job is to make sure that lenders and collection agencies comply with the law.

The consumer advocacy group that coordinates the process has as its mission the goal of helping the average person restore their good credit and invalidate unsecured debt through federal agencies in compliance with federal laws.

This company uses a compliance process, using existing law and enforceable in federal courts, by which a consumer can benefit from federal rules and regulations which insure fair treatment that is too often ignored in today’s credit and legal system.  This process is being employed on a regular basis to allow justice where it is often unavailable to the average citizen.  The company operates under the watchful eye and guidance of attorneys who provide legal advice, guidance in preparation and filing of any necessary legal paperwork, and guidance in staying in full compliance with any and all state and federal laws.      

This entire process normally takes an average of 6 months.  You totally STOP making any payments on your debts once you submit your paperwork. 

The ACR Ebook is available to help you

Consumer Debt Counseling and Ebook Info

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